Fair Finance
From Computer Laboratory Group Design Projects
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Contact: matthew.jones@jbs.cam.ac.uk (Matthew is an affiliate of JBS, but also Chairman of the Board for Fair Finance)
Project could look at development of a mobile platform for community-based risk management of loans to people who do not have access to low-cost financial services.
Issues to consider: lenders need something that replaces face-to-face risk assessment; costs must be low to serve low-income market; a mutual society might be able to establish new social trust mechanisms employing mobile phone features.
